What We Do
We finance working capital for cross-border SMEs — unlocking inventory, receivables and purchase orders so founders can grow without dilution.
Purpose-built for cross-border trade
OceanX AI provides structured trade and inventory finance to small and medium businesses that import, distribute and export across Asia, Europe and the United States. Our AI-driven underwriting assesses real trade flow — not just balance sheets — so fast-moving SMEs get capital that matches the velocity of their business.
Our financing programs
Inventory Finance
We fund goods-in-transit, bonded warehouse stock and domestic inventory — released against sales or demand triggers.
Open Credit
Revolving working capital facilities secured against trade receivables and purchase orders.
Stock & Release
Structured program where goods are released from our balance sheet on a sell-through basis — ideal for distributors and importers.
Cross-border Trade
End-to-end financing for Asia–Europe–US lanes with integrated FX, insurance and logistics visibility.