Ocean Fintech: Annual Investor Letter

Let’s Make a Trade Enabling Global Trade for SME’s

A Message from the CEO

Dear Shareholders, Investors, and Friends,

As we reflect on the past year, a single word encapsulates our journey: transformation. We have not only defied expectations but surpassed them, positioning Ocean for an incredible future.

Building a Financial Powerhouse

  • Explosive Growth: We secured an impressive US$12 million in Annual Recurring Revenue (ARR), marking a 1200% increase from our seed round.
  • Unparalleled Efficiency: With a lean team of 10, we boast a default rate under 1%, demonstrating the exceptional quality of our lending practices.
  • Partnering with Industry Leaders: Recent contracts with giants like Allianz and Coface solidify our position as a trusted leader in supply chain finance.

Unveiling the Power of AI

AI is not just a buzzword for us. We’ve integrated cutting-edge AI and Large Language Models (LLMs) into our Ocean Fintech Platform, leading to:

  • Faster approvals with SLMs
  • Better risk management through AI underwriting
  • Smooth shipment processing
  • Increased efficiency
  • Seamless user experience for our clients

The Road to Liquidity

The future is bright. We’re gearing up for:

  • Series A funding round of US$5-15 million. This capital injection will fuel further platform development and global expansion.
  • Targeted US$100 million ARR by 2026, paving the way for a successful IPO in 2026/2027 with a projected market cap of US$600 million.

Our Vision: A Billion-Dollar Future

By 2030, we envision:

  • US$1 billion in ARR, solidifying our position as a global leader in supply chain finance.
  • A market cap of US$5 billion, reflecting the immense value we deliver to our shareholders. 

Join the Ocean Voyage:

Ocean is poised to transform the global supply chain, empowering businesses worldwide and delivering exceptional returns. We look forward to sharing this extraordinary journey with you.

Thank you for being a part of our success.

With warmest regards,
The Ocean Team


We are grateful for your continued support and belief in our mission to make international trade credit more accessible to
everyone. We’ll be sure to keep you updated on our progress. As we are growing rapidly, please reach out to myself or Anthony Garcia if you are interested in equity or debt investments.

Vishal H. Kewalramani
Chairman & CEO
Valkin Limited DBA OCEAN
PS: Feel free to drop any time in my calendar here to catch up.

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